Has anybody dealt with Investors Edge and gotten 100% financing after paying $3995 membership fee?

Quote from @Guillermo Perez: Does anyone have experience with seller finance?

@Brice Alef-Torrisi To manage finances for multiple properties, maintain separate bank accounts for each property if held under different LLCs to avoid commingling, which could jeopardize liability protection and complicate tax deductions.If properties are under one LLC, using a single account is fine but requires detailed record-keeping for each property.

Two separate property appraisers (at the direction of the lender) were sent out to appraise, and neither was willing to appraise it as a "residence", and thus financing fell through (conventional primary loan).

We will be moving but I like to owner finance what is left on the mortgage at a higher interest rate because I do not need to pay it off to qualify for our next home. 

If you’re offering $450K, then you could offer to take over the $120K payments and seller finance the remaining $330K.

The owner is open to seller finance for us.

.: Someone asked for more detail on Creative Finance.

My 2 cents but I would rather buy it and put $60k and finance the $240k at 7% than $175k at 4.25% and have to deal with a wrap etc. 

Does anyone have any insight on using seller financing to buy their primary residence?