The property is only 9 years old so that's why I put only $10k also, they are opening a new company that will employ thousands of people nearby so that's why I put a 6% income growth and only 3% expense.

Where another issue arrises is I recently quit my job after becoming pregnant as they would not cover my maternity while overseas, my husband is employed however he works for a UK company and is British so would be unlikely to help us with the situation in the US.

My retirement system doesn't allow for me to roll anything over given that I'm still employed with the company and also under 59.5 years old.

Employment Rate: Italy has historically had one of the lowest employment rates in Europe.

Quote from @Anthony Sigala: Is there any way to get around the 1 year employment history requirement for FHA loans?

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

Im self employed, roughly make $130k gross anually, 1099 NEC , no debt at all, 740 credit score. 

I am seeking an experienced tax advisor (preferably licensed in CA) with strong expertise in US and German tax law, particularly in real estate investments, mixed income (W-2 & self-employment), and international taxation matters. 

On top of that, hiring tribal members for construction or operations could qualify for employment-related tax credits.

Non-QM I can do things like bank statement, self-employed, ITIN, Jumbo, blah blah blah.