I've often found that just going right to the expert in the space is going to be the most direct source of info.

If you are single or a couple on the same page about house hacking, look for uneven multis.

Imaging $1 Uber rides, then tipping the driver based on the actual distance.

Quote from @Lionel Quiambao:  ... and maybe throw in the option for the tenant for more speed at an increased rent to cover the additional payment. 

You need to determine the best route for each deal you do. 

@Martin StreichPlease go to your profile page https://www.biggerpockets.com/users/msresolutions and click on your photo to update it.

Is this the case for all states?

I just noticed the following language on a policy for a loan I made:"This insurance contract is with an insurer not licensed to transact insurance in this state and is issued and delivered as a surplus line coverage pursuant to the Tennessee insurance statutes."

Chris, I can't seem to share a document on here to send you one of mine, but you can copy/paste the following template into a Word Document and create your own.

Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on AGENTS & LENDERS.There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.