That being said it is a no win situation because even if they accept it I will probably deal with this again with the tenant.

Don't be afraid to partner with people who know the market and want to see you win.

I have a half dozen years of experience renting out a few single family homes and am looking to bet big in a different market.

I work with a company that does tax appeals at no cost unless we win. 

With lack of inventory it’s those who get their first have best chance of winning - so trying to get out ahead is something to consider

I think my best bet is to find a flexible bank and bring in the down payment as debt.

Hey August, DSCR would be your next bet if you are wanting to buy another INV property.  

I placed a few bets in those over the past few years, so we'll see. 

Come on, the smart money is betting on a dip or if no dip you lock in high yield debt funds at the turn of the rates and investing in small cap areas that need to tighten to the large cap ratio wise.

The small claims court amount as I understand is 10k max, if I do proceed with CSLB will it negate the claim if I win the case.