My suggestion would be to keep learning, block out the doomsday forecasters, and save up your cash as much and as fast as possible.

But what you'll notice the most is that they usually are only forecasting about 6m out, maybe 12.

Florida, and Tampa Bay area specifically, has a lot going for it in terms of continued population growth, strong rental market, solid job market, great weather and the like.

Not sure why you'd ever leave Detroit for LA, maybe the weather and bad jokes...lol. 

I’ve spoke with a few prefab manufactures in several states to get a good idea of how they can deal with harsh weather if we decide to drop it on some land in the panhandle.

The key of course (as you observe in the OP) is to have sufficient reserves to weather the storms. 

Any speculation as to the the RE prices and rental market in Miami for 2022. I've been hearing that the purchase prices are high right now, July 2021. The expectation is that with forbearance ending and mortgage rates...

Some forecasters are claiming we will have a meltdown similar to '08.

From weather damage snow is the biggest issue it seems .

I have a contract with an HVAC service to clean/check each HVAC system twice a year (typically at the beginning of both hot and cold weather); they also make certain those filters I leave tenants actually leave the box and end up in the return during these checks.Some Property Managers do monthly check ups: these tend to be done more in apartment complexes than SFH.