You live in one of the biggest REI areas of the country, so smart to take advantage, especially now that they opened up 3 and 4 unit multis to owner occupant low downpayment options.I looked at a great 4 -plex available in Gladstone for $365, will probably go for $385.great deal. good condition. $800 per 2 bed /1 bath unit. quick mortgage calculator puts zero% down monthly payment at $3500, plus then offset with $2400 puts you on the hook for $1100. 

It can be really smart to get a good accountant that likes tax strategy and look at all investments in your life. 

But hey, remember, I'm no legal expert, so it's always smart to double-check with someone who knows the ins and outs of property law in your area.

Your lender should have been smart enough to see this coming and warn you and the seller in advance to both remove any tenant and remove the stove.

While you're likely in the clear, double-checking is a smart move.Transparency is key.

Very smart to get your real estate license right away, because it always helps.

Smart move to de-stress and cut ties with the landlord drama.

Quote from @Dennis Weber: @Ray HarrellFull price10% down10% interest rate10 yr term Only an someone not smart would agree to this.A bank can do 20% down, 6.5%, 30yrs.  

Now, who are the smart people ?   

i agree it's problematic, they want people to sell their home LOL but if folks are selling then they have to buy again with higher interest rate, i meant, it's not a smart decision.they could just offer 35 year mortgage rate or gov. buydown rate for the first 2 years that would help little.