Most cost effective option I have found.Guest breaks a refillable container, no problem , $5 or less to repair.

That being said, there is probably more to this story and therefore other options. 

Exhaust all of your conventional or government financing options before you get into DSCR. 

Our portion out-of-pocket was the $3K deductible.I'm friends with numerous apartment owners. 

Many investors switch over to these loans once they have a few properties (typically 5 on average, but you are right there in the typical fashion for property number 4)Check out these series of articles on the loan topic published on BP as well for all you need to know about this option!

Then when you are done you can weigh the option between refinancing or just keeping the current loan.

The most knowledgable people on market rents are the prospective renters who are currently shopping around trying to find the best option for themselves to live.

It is a very tough market and renters have a lot of options.

Quote from @Stevan Stojakovic: Given that your property isn’t a primary residence, a cash-out refinance is likely your best option to access equity.

Or you can try and lease option it, but be sure to mentor your tenant all the way to get pre-approved, otherwise you have an 80% chnace they won't be able to buy it.