This has been great as there has been a general decrease in the number of traveling medical professionals in our area, and those travelers have been more price-sensitive than during COVID. 

Per the Participation Agreement all insureds sign, we are a monthly reporting program and are required to provide a 30-day notice outlining any coverage or cost changes, which was sent via email.

Double check that before purchasing a property. 3) FHA 203k loans would obviously be ideal in a vacuum to factor in renovation costs into loan to decrease your out of pocket expenses.

This added about $600 to my mortgage for the next 12 months, and I’m unsure if it’ll decrease to the norm again thereafter. 

Go ahead and ask the resident tenant base if that's increased or decreased the availability of affordable housing in the last several years.

I have also noticed a change in the quality of tenants, it seems higher income earners are now renting for longer and also happy to live in the more working class areas. 

They send late notices when they do not receive payment but there is a charge for that.

General Market Insights:What trends are you noticing in your local markets?

You’ve just decreased your purchase price by the difference between the principal of the seller financed note and the “discounted” price you paid for the substitute note.

Bankers move around, rates increase and decrease, market conditions change, but these personal relationships can remain a constant throughout your career and will be critical to your success.