I have 8 long-term units, 3 mid-term units.

I guess the question turns to which set of tools is optimized to medium term.

If you choose to go with a first time home buyer program, you would need to identify all the terms and advantage of that as MANY are available.

This is a story from my past that provides a perfect example as to why investing in tax liens at auction is so dangerous for any but the most experienced and knowledgable investors20 years ago I purchased a SFR as a long term rental investment that sat on a double lot.  

Here's the breakdown:Financing: We used a seller carry deal with 25% down ($100k), a 30-year term (balloon in 10 years), and a 4.68% interest rate.

Now reality.. unless your using funds from a super successful business.. most most starting out are not sitting on piles of cash or have family offices.. so debt is the only way to get in the game.Also short term debt were your in and out can work.. but it also can bite you in the butt.. look at all the builders that went down in the crash.

But I just want to start the conversation so we can negotiate the terms so it's beneficial for both parties.

But you have to ask proactively, and be mindful of how long you stay in forbearance to avoid long-term credit issues.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

This type of short-term loan can provide the funds needed to renovate the property.

I currently have SFH and multi-family long term rentals and I partnered on a short-term rental.