Then you either A. pay cash to fix because its easy and cheapest, B. file the insurance claim (you wouldn't), or C. use the report to sue the offender in small claims court (there's no money from which you'd draw your judgement).

I’m actually going to court this week to remove this tenant so I should have more information and a judgement soon. 

So just for my own amusement i called the landlord that filed the judgement, and within the first 5 minutes of the conversation he dropped, "are you looking to buy some more rentals?!

 #4 with my inherited tenant turned out to be a bad deal for me, had to file for eviction, got a judgement on friday for possession.  

Having a judgement and getting paid are completely different issues.

My question is if when there is final judgement and mortgage is foreclose on, is it just that the bank can't have this property as collateral but the bank will go after the guarantor, or once the mortgage is for a close down it is basically wiped out clean.

We don't go after judgements.  

More than $1000 in collections is a red flag for me, specifically if the type of debt is utilities or judgements. 

A house I help manage had a dog that tore a rather large whole in the carpet, it was an easy fix and luckily we were able to take it out of the deposit.As others said before make sure you have a large enough deposit to cover any damages, charge a little extra per month (we charge 50$) and use your best judgement

@Matthew Paul I understand if its ground zero by all means she should stay home and I'm not familiar with the city so use your best judgement but i just hope everyone who works at the hospital doesn't decide to stay home because than anyone who needs the hospital would be in a a lot of trouble but use your best judgement and im only so interested in the whole topic because baltimore has always been an interest to me... i drove through many times going down south and stopped for lunch a few times...Also i would consider some of the leaders of the groups of looters (if there organizing lookouts and conspiring these "strategic looting and scattering throughout the city") terrorist.... its a harsh word but really thats what they are by some standards taking advantage and using fear or terror to there advantage..... and WTF are they looting from a CVS??