Based on this some elements of my REI strategy are going to need to be adapted!

The cash flow that you need to achieve should be based off the rest of your portfolio and your financial situation as a whole.

Feel free to connect directly. 

I used to do essentially free consulting with new investors on it but gave it up for some of the same reasons - everyone thinks you can just sit at home and buy good properties across the country that are in great shape. 

Feel free to DM me too. 

TY You have a few different options, but a cashout refi on the free and clear property is probably simplest. 

If you're targeting MFR properties in more affordable markets, these options could free up the funds you need without disrupting your cash flow too much.

Start with BiggerPockets Ultimate Beginners Guide (free).

(Google UBIT or read Tom Wheelwright's book Tax-Free Wealth)Investing actively in real estate through an SDIRA voilates the self-dealing rule for IRAs.  

You and I both know, nothing is free in life.