My frustration came out at the last guy and I'm sorry for lumping you into it.No problem.I prefer FOREX. 

Ask the broker or agent on the phone what is the sellers currency for accepting an offer?

Its value rises and falls relative to other currencies.

But a note is "currency" and you can spend it in a lot of ways.Hi Gail - Could you expand on this further?

(and reimburse  - without padding or markup - for any materials needed)For ex, I know that changing out a faucet shouldn't take more than 45 mins, so if a handyman tries to charge $ 150 (excluding the faucet itself)  for this simple task, i might feel exploited.Depending on where you live, quality reliable handymen can fetch between $20-50 per hour  (vs federal min wage is less than $8/hr) so this is pretty good for work that doesnt even require a high-school GED IMO.

For ex - a contract typically mentions that all work will be done in a workman like manner , now what is work manlike manner is an entire topic but I can definitely say that " we do like this all the time and so it is workman like" The judge will kick the contractor out in no time .

Again, run the numbers specific to your situation, but also ask yourself if you are OK with a small negative after understanding the effect on your taxes and the amount of principal reduction on your loan that is occurring.On my comment on appreciation in my last paragraph, I believe that the idea of appreciation based on price increases in real estate assets over time is commonly misunderstood in the sense that many think in terms of our currency as a fixed medium against which all other assets are measured.

It is robust, can use a real database back end and, at the time, had better multi-currency and international support than QuickBooks or Simply Accounting.  

The asset price will never shrink to the old level because fiat currency does not hold value anymore.

Are currency fluctuations a factor?