I disagree that appreciation is off the table in some of these areas.

@Brian Briscoe I have to disagree, it really depends on the income that you bring in and if your allowed to contribute to a ROTH IRA.

If the landlord does provide a list of deductions and the tenant disagrees with the deductions taken for expenses and damages, or if the landlord has not provided such a list, within 30 days (or up to 60 if specified in the lease), the tenant may send a “Seven-day Demand Letter” to the landlord, itemizing the charges with which the tenant disagrees and stating that the tenant may sue the landlord for three times the amount of the deposit withheld if the entire deposit or the disputed portion is not returned to the tenant within seven days of receipt of the letter.

@Nicholas L.I would actually strongly disagree with the underlined portion of that statement. ... or maybe I just need a rephrase possibly.

Strongly disagree with Conor about your risk.

Although, many who send regular DM would disagree. 

@Sam Shueh I’d have to disagree with you brother.

NO ONE knows the full impact of the current state of affairs, and no one probably will know for at least 5 years.Economics is a bit like history: the winners write (and sell) the books, and even then the winners disagree.  

Now, depending on what types of deals I’m considering, I may also examine vacancy rates and average rental amounts specific to the type of units I might be acquiring.I have to respectfully disagree with a prior comment that Zillow is a healthy tool to use when performing market analysis based on the inconsistencies with regards to the accuracy of the data on Zillow. 

I have to disagree with @Rachel Stewart, your  expenses are low.