Many companies I found do not want to cover a lot of homes because of the items you stated but with that the hurricanes and also in florida many roofing companies have done the "I will replace your roof for free, just let me deal with the insurance company".

They typically have a "designer" or "consultant" for free that can give advice (or research in your case) specific items.

They walk you through each item and you can ask and call back to get as many questions as you'd like.

However, the presence of personal items like clothes, a suitcase, and a pot on the stove inside the RV raised red flags.

Making such a blanket statement on item #2 is not reasonable (Im sure you will agree once reading my explanation) as the combined LTV plays a hudge role. if the first was $100k, and the second was $25k and the value was $300k, would you say no way to a $25k loan at risk in second position with $175k equity spread and a combined LTV of 41.6%?

Perhaps making step-father responsible for those items is better than charging rent.

I would keep receipts on whatever it costs you to clean up and remove personal items and then deduct that from the tenant's security deposit.

We all know we can keep thinking about what we want to do but putting it into action is an entire other ball game.What are your top 3 actionable items for a complete beginner who feels lost in the sense of being in a small town and no really local groups where one can shadow or work with?

Curious to hear what folks think this will do to mortgage rates, especially since it's arriving on the heels of a booming jobs report.

Normally to change bylaws, there should have been a notice to the community and the item put up for a vote with a certain % voting for it to be amended.