We need to understand the customer benefits in the way the consumer sees them.So what are you selling, really?

Depends on what kind; installment, consumer, or investment debt-makes a dif imo.Most people not only don't have the reserves I listed, but here is the bad news.

if they don't take it, move on to a more motivated seller... nothing is more frustrating or time-consuming, as a newbie in this business, than dealing with an idiot who has an inflated perceived value of their property.

If you are in the credit business, I would report the item to her consumer credit report.

From the standpoint of my time, I'm not sure if I want to work in this type of time consuming environment.

After a few months of working with ungrateful consumers on a pro bono basis, I had to start charging for my knowledge; otherwise, I couldn't motivate myself to keep doing it.

There are many loan modification companies that tell consumers that loan servicers will be more likely to modify a loan with evidence of improper loan procedures.

Or, do you really spend 10 hours on the one deal that does close and 90 hours on the 99 other deals that consume your time and don't close?

Its at least somewhat likely the PM will do a better job than the former owner.Don't you think these people end up consuming public resources when they're suddenly kicked out of a house they thought they were paying for?

The central bank may also signal plans to channel credit to businesses and consumers by further enlarging its $2.26 trillion of assets.