.: Quote from @Greg Scott: Based on my experience with Hard Money Lenders, this post does not make any sense to me.Did you not file the loan documents with the county as a lien on the property?  

Out of curiosity, when you travel to new cities for work, are you basing your search for housing on a certain mileage, or walking distance, from the hospital you’re working at?

Based on those numbers, yes CoC return is "accurate" but I wouldn't say it's "reasonable"...in fact, it seems VERY high.

I believe the better question to ask would be: Based on my skills, employment, time availability and resources which are ______, what is the best city and strategy for me?

Set a budget as aforementioned 4)  decide what areas you are going to be able to buy in based on the budget.  5) analyze those properties and neighborhoods.  

I'd recommend searching the forums for topics you're interested in to get a solid base and direction. 

Based off the information you provided, it sounds like there's no issue from your end.In the future, you may want to include something in the lease agreement that outlines objects that may be stored on premise.

I do not call them mentors, but at the end of the day, the role they fill is to provide advice based on their expertise and their knowledge of where we are in our business. 

This is based off of the conventional loan limit where you are buying.

Based on a value of $165k, 75% LTV would make your new loan amount $123,750.