If you use an ACH system for collecting rent you will need time to coordinate. 

More often than not, I just walk away with an eye ache...BiggerPockets is an awesome resource.

Their free ACH transfers are also faster.The company got started in 2016 and there isn't much about them online nor could I find any BP posts about them. 

The first is a pain mgmt specialist who just can't wait to get out of medicine Lol. 

Until today, I was using QuickBooks for their free ACH bank transfer service, but as of July 1, they charge 1% up t o $10/transaction... so I'm on the hunt too!

The benefit of this that you can pile on all sources of income into your AIO to greatly amortize or reduce your home loan balance quickly and have it accessible again for an upcoming opportunity or RE deal opportunity- Cap on the AIO at 6% above start so if start which is around 4.40-4.98% right now then your cap is 10.44 to 10.98% which is a lot lower than HELOC's which have a cap of 18% typically- interest only for 10 years and Principal and interest years 11-30 (interest is calculated the same way as 1-10 years but principal is simple flat rate of "balance," / 240 remaining months = monthly principal)- you can draw all 30 years from the AIO / line of credit as opposed to only years 1-10 with most HELOC's- most HELOC's limit you at 150-500k depending, AIO can go to 2.5M-  can wire and transfer from AIO with fee similar to other checking accounts from its sweep/checking account features and can access large amounts for free via ACH per week so funds can flow freely from and to the AIO-The AIO works best for financially disciplined folks who bring in net net at the end of the month or week more than what they spend (high income earners) since for it to work effectively you'll probably want to be making atleast $1.50 income as compared to $1.00 going out each week/month.I pretty much explained everything above on how the product works, but if anyone has any questions on how to utilize the product from a real estate investor POV let me know.Those that do BRRRR probably can see the value right away as I did.

Something I've learned from landscaping is a little education can save yourself a lot of time, money, and heart ache.

The new Chinese drywall can has sulphuor odor causing head aches and some people get sick when the humidity is high. 

I don't know where you plan to practice medicine but falling in love with Ashburn when you have to drive daily to [name any DC metro city not in Loudoun County] could be hellish. 

When they looked up they could see they had zigzagged or ached off in one direction or the other.