Perhaps that is where we derive "hypothecate" fromDefinition: to pledge as security without delivery of title or possession.

There's nothing that some stock broker can do in Singapore trading derivatives that can effect my portfolio as long as I buy right and am in it for the long haul.    

An option triggers the due on sale clause, a lease less than 3 years does not.Is that option a "Real Option" intent of buying the property or is it a "Financial Option" a derivative of the intrinsic and economic value of holding the option to sell?

Joe Gore @Joe Gore - maybe you missed my earlier post where I explained that the 3x qualifying standard is derived based on HUD Section 8 requirements for tenants to pay 30% of income toward rent; they have far more data on tenants and there's no reason for anybody to try to re-invent the wheel.

I went through the trouble of providing the Vendor with a copy of our analysis of his business (property), the local area, and how we derived our offer from that information.  

Basically, the percentage of the income that is derived from the non-IRA money is taxed.  

Because 30% of a credit score is derived from credit utilization, I quickly increased both my FICO and Vantage scores around 50 points each by using a trick to change the timing of my payments.  

Therefore, the passion that's in me derives to experience more quality time with my family which makes me go that much harder each day. 

He makes 35k and you make 35k profit on the deal and are both subject to SE taxes and ordinary gains just different ways it was derived.

Typically though an appraiser will use a income capitalization approach on an income producing asset.Essentially value is derived from the Income - Expenses = Net Operating Income and then a cap rate gets applied to it to determine value (cap rate isn't a sole indicator of value just one of the many parameters that people look at).Feel free to DM me some details and I can assist, but it varies market to market.