Alternatively, if you want to connect I'm also a licensed agent for ERA Live Moore, seasoned investor, and have access to off market listings that might fit the bill for a first multi-family / house hack investment property.

Private lending is an alternative form of financing where clients cannot qualify for financing elsewhere.

Alternatively you could do the same as above except you borrow your partner the other 4% to make you 50/50 partners but use a pro PM.

My next deal while I was just about to sign the contract on a house in Glenn Cove LI. a truck pulls up.

I don’t know the exact numbers but I would have to say something like 50% in real estate, 25% in stocks/bonds/401k, 20% or so in cash and about 5% (minimal) crypto and alternative investments.

Typically investors use alternative financing to get around thee DTI requirements.

Apples and oranges.And we were very nice....just offering an alternative.... :-) 

The software I'm working with is great. automation, lead gen, literally all-in-one easy to use. but it's been a hard couple of months, I'm just trying to see any cheaper alternatives.  

What I would suggest alternatively is putting a clause in the lease that anyone above the age of 18 that's going to be living in the unit for more than 7 days has to be approved by the landlord and pass credit/background/income check etc. 

What are some more affordable alternatives?