Key for todays market is knowing your strategy with ultra detailed methodical planning, supported by solid data for viability, master of analysis, and action ready on the drop of a dime.

When I left the payments industry back in 2000, I kept watching the market for a method of performing a micro transaction.  

The last decade has been easy for investors to use the BRRR method, but now we need to learn other methods. 

I am leaning towards the BRRRR method or traditional LR once the right property comes across.

Best to buy 2-4 unit, live in one, rent the rest.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

No tenant-made upgrades allowed, unless they're professional quality.

No matter how well maintained, the quality of being brand new no longer exists once it has been lived in.

Lately I have been hearing a lot about his method of using a HELOC loan and using the proceeds from that as a down payment for multi units.

Owning two less expensive homes for long-term rentals offers diversification and stable cash flow, but may also generate lower monthly cash flow and property quality issues.

That's the category of lender you want to avoid falling into.This is a roundabout way of saying if you can show real value to your borrowers by understanding their business you will attract the best quality borrowers with the best collateral and can charge a premium for your services because they are the borrowers who understand what's most important in a lending relationship and its not solely the rate or origination fees.