Pls help me with right product selection. 

I think he's selling a great product and once I get the ball rolling will look into it.

Getting a mortgage without a job will be near impossible without going with an alternative loan product that will come with a high down payment and high interest, which is not the "househacking" way. 

I hope your week was fantastic and productive.

I guess you could risk it and then beg for forgiveness but at that point you have lost face and trust of your Banker.Sure, I get what you are trying to say "the Dons and jay’s of the world will share how it can be done but are never pushing a product, a course, a group etc.

The 5% Fannie Mae conventional product for 2-4 is great and do you have to worry about the self sustainability test like you would on FHA.

I price out many 30 year DSCR products for people, lots of times they need to take a leverage cut to make the DSCR work if it is a single family. 

Yes, there’s a product that exists which does exactly what you want.

There are some pretty good products out there available for investments, where you can do seller paid temporary rate buydowns.

I am asking both in terms of their turnkey products and in general how competent they are and trustworthy.