Bankruptcy discharges outstanding debts.

If you find a guy with 20 properties you will find multiple banks loaning the investor money because most of the small banks limit outstanding loans or cap the total outstanding loan amounts.

The HOA cooperates since they are now the owner, and the lender/buyer will pay them an amount they are willing to accept for their outstanding dues.

They are nationwide and in Canada.

Is your product local, statewide, nationwide, or all three?

Lokesh: if the home is owner occupied now and the owner is paying more than 31% of net income for PITI, than she could be eligible for a modification if the lender participates in Making Homes affordable. there are other in house modifications as well.If the homeowner qualifies the minimum payment could be as low as 31% of the owners gross income if you calculate a 40 year amortization at 2% for 70% of outstanding balance with a 30% balloon at the end of 40 years which will have no interest or payments for 40 yrs you will see what a minimum payment could be .

They are practically nationwide.

There are several successful prosecutions nationwide on people doing this exact same thing.

It is called Purqz, they offer discounts at lots of places nationwide.

BK's are going to happen nationwide so cities can rein in their benefit and pension obligations.