Some will follow staff recommendations almost all the time .. others will not..

It should give you prompts to put in mortgage interest, repairs, big CapEx, and other things.

Other than lowering premium, why would you put all the rentals in one policy?

I'm assuming that this situation wouldn't pass inspection, but one could argue that all the spaces the guests have access to (i.e. bedroom, bathroom) are safe and habitable + the guests wouldn't be exposed to the kitchen.Also, do the city inspectors inspect other parts of the home the guests won't access (i.e. inspectors check the basement for water infiltration even though no guests would ever be living or even going down there). 

I'm looking for other investors in the Calgary & Okotoks, Alberta area.

While podcasts, books, seminars, and websites offer general knowledge, you'll buy a specific property in a specific location, subject to local rules and regulations.

Charlotte and Phoenix used to copy each other in trends but the last few years Phoenix pulls ahead so, depending on your strategy, follow the money and invest in Phoenix. 

It requires no money upfront, so you will join thousands of others trying to do the same in your market.

A few other houses (all single family houses) on the same street are on the market for rental and they (including my house) all get grouped and nestled under one cover listing as “units” of an apartment complex.

"realestaterocks" still working. 20% off annual subscription, and according to others it is working for monthly subscriptions as well.