Please feel free to ask me anything regarding short sales, deed in lieu, friendly foreclosure, or modifications.

thinking outside the envelop...I wonder if its big enough $$$ to justify forming a solo-401(k) or SDIRA.Then throw it in as a contribution then deal in RE.The Solo 401(k) would necessitate an S-corp for RE to qualify for single employee status.All depends on the cash involved & the REI you plan on doing.

Corinne Faivre, the highest loan modification we were able to do is 60% reduction in principal balance.

Any solutions for using the bead at home depot with some modification?

The exact value would depend on the quality of repairs and if you did any modifications to the home, so maybe she was afraid of giving you an estimate without knowing exactly what you were going to do to the home.

I told him that I had just completed some Note Modifications and the Lender must have switched Trustee. 

They're not going to "work something out" or do a loan modification. 

Home improvements or modifications.  

As such it is not likely that impounds will be waived for the life of the loan as that would require a modification to the mortgage.  

I'm mostly interested in positive cash-flow after a 50%-of-PITI maintenance budget and 92% vacancy. 2% per month in rent is a hard number to come by, but 1% and above seems do-able.My plan and the specifics within it are always up for modification, and I feel like it will change drastically from where it is currently.That being said, I'm currently attempting to save a set amount per month on top of all the retirement accounts to get my emergency fund up to 6 months living expenses within the next year.