Thanks for your time, I hope to hear from you soon.Paul Amegatcher(937)xxx-xxxxAlso I use beenverified to find alternative address if the county lists the vacant property as the property where the owner lives.

We're also considering getting certification as home inspectors in order to round out our knowledge and provide another alternative income source. 

I have a lot of experience with rehabbing properties and with alternative financing.

Most buildings don't quality for a 75 LTV more 65 or 70 sometimes 60 :-/If you can partner with some other owner who has units for cheap to offer alternatives. 

So I am looking at alternatives for people who have money buy so so credit.

I've talked to a few asset based/stated income/alternative income verification, etc. lenders but most focus exclusively on investment properties - which is great. 

Easy answer is to have your own set of criteria that makes a house a viable candidate, and some alternate relationships to direct those that don't fit your needs.

With proper investment, I plan to acquire properties with failing septic systems cheap and satisfy title 5 using alternative plumbing systems.

Should I go through a bank or are there better alternatives?

In the alternative, instead of funding a 529 plan, you could purchase a rental property now and use that to fund college.