You never know when you're in need of some creative financing and you want someone within your team that can be fast and flexible in lending.

However, with the flexibility and service of lowes/home depot and convenience of the 18 months or 2 years of no interest financing, which your renters will pay off for you, this is how I'd do it if I were in your shoes.

It's a game changer, especially if you are young and flexible with your living arrangements.

(not so important but if they only require 15% down on a single family home that is usually a good sign that you are working with a flexible lender) Can I change title to my LLC?

Yes, month to month leases will be a little more expensive but with that added expense you get flexibility.

Money is flexible.

The house is appraised at $104,000 but the couple said they would be willing to be flexible on the price and they would be willing to talk about owner financing.

I had offered a suggestion on a 'Visa' gift card due to its flexibility in spending locations, but I still feel like there is no 'character and personality' in that gift.What are some your suggestions or gifts of thanks that you have given or done in the past with some of your clients and customers?

(not so important but if they only require 15% down on a single family home that is usually a good sign that you are working with a flexible lender) Can I change title to my LLC?

I'd suggest trying credit unions as they are usually flexible with the minimum size.