I am an agent and while you are partially correct - the majority of life insurance policies are structured for leaving the death benefit to the insured's beneficiaries.However, when a client asks for an 'infinite banking' policy, they are asking for a vehicle to accumulate cash that has tax advantages, moderate growth, liquidity and no exposure to market volatility.

I was involved in a bunch of industries—from wellness and gyms to digital marketing and consumer products.

To be clear my goal isn't to have a bunch of cash flow Y1 but just looking to break even.2) How could I go about finding markets where MHP are more beginning investor friendly?

Happy to send over some resources on why Columbus is a great real estate market to invest in. 

I have a registered architect and structural PE on staff.Looking in the small multifamily market currently

If I'm a criminal for transferring deed without asking for the banks permission, then all these banks are 1000x as criminal because they sell our mortgages in the secondary market all the time without notifying us.

In my area these are rare so they are difficult to set market rent, and I imagine get a lot of wear and tear with a lot of occupants living there. 

If you are in a remote area or underserved market it could be higher.

There are a number of real estate Meet ups monthly in Calgary market advertised on Eventbrite.

Charge market rent.