It's difficult to secure a real estate loan if if you a lack of credit history.

If STRs prove difficult, platforms like **Furnished Finder** or mid-term rentals might be better options for steady income.

@Susie Lowe it is difficult to find real opportunities unless you have boots on the ground or a close relationship with a commercial broker or wholesaler.

As for myself, I have been an agent for 8 years and have been dealing with tenants and tenant screening ever since I started so for me it's something I'm good at, have systems in place to minimize the time it takes from my day, and is something I couldn't imagine paying someone else to do for me at this stage of my investing "career".

They will not shop you and they understand how difficult it can be to finance a property.

This is why it might make it more difficult to qualify for another duplex house hack in the same town.  

It's very difficult to cashflow positive in Calgary right now but it IS possible.

Not difficult is you have a deal and are competent.

It will also be difficult to find a licensed contractor who will feel comfortable signing off on the work if they didn't do the work themselves. 

Yes like others have stated, You can do an 80% Cash out on a DSCR loan, however the rate will be significantly high due to LLPAs, making it very difficult to qualify.