Not sure where your research came from but what I was basing my perspective on, was from a professional working knowledge of being on the ground observing.

. :-)Even a base hit can turn into a home run given enough time.

They already have a track record (good or bad) with you, so you can decide based on payment history, inspections, etc.

It is a platform with a large user based which will help drive more potential viewers to your listing.

Leverage will be based on whether the land is entitled and borrower track record but 50-60% is the norm, not 80%.

Where are you based out of? 

Thank you lendinghome.com  large HML based out of SF  google them.. very transparent.  

I built this budget template based on my research but am only seeing bad investment returns / don't really know what I'm doing and would appreciate any feedback you all have to offer.

However, a larger home may consider another can or two in certain locations based on proximity to the kitchen or bathroom.

Quote from @Efrain Flores: Quote from @Tim Delaney: Based on rent of $1500-1600 and mortgage payment of $1700-1800 which doesn’t even include maintenance, management or capex it doesn’t seem to make any sense to keep it as a rental.