These credit sites are just like the fancy bathroom scales that tell you body fat %...

But, be aware that you need to get professional advice, don't start taking taking opinions from investor types who have no legal or regulatory background.

Take a look at the thread by Ken Rishel on the SAFE Act and scores of regulatory issues.

Lending is covered under the UCC, federal and state regulations, which are closely tied together in various ways and a violation in one area can play on other regulatory issues, the new act is just part of the big picture.I realize that was not a simple answer, it's not a simple question as stated.HMLs need to know the new laws or be aware of them, sort of like driving down the street and knowing what the speed limit is, I can drive slow but I'll never know how fast I can go unless I know where the line is. :)

Great responses every body!

There is definitely huge regulatory risk that this tax-free withdrawal loophole will be closed.

I purchased five ceiling fans and four faucets for 300 .00top shelf stufflike the hampton bay mercer 52 and price pfister hunter kohler.apparently home depot puts a lot of returns on pallets and auctions them off.some items are fine and intactjust the box is shabby others are missing a piece that can be ordered.like one ceiling actually had a missing slot for the bladeI had to cut a slot with my multi max. but the other fans were fine just a broken globe which could be ordered for about 20.00the fan cost me 20.00 and retails for 169.00 so I think I did ok.the faucets were fine nothing missinggot a price pfister shower body for 30.00check your your flea markets you may be surprised what you come up with.

Refuse to classify it as a failure, follow you're heart, catch your breath and come up swinging.Key ingredients to success are free.Hard workBelieve in yourselfpreparationfocus on key issuesbe decisiveplan and organizetake immediate action to solve the problemcounter negative thoughts with positive onesout work, out think, out tough the competition.visualize successshare concerns with wifecount your blessingsexercise your mind, body and spiritfeed your mind, body and spiritseek advice from outstanding peopleconsult skilled advisorsshare concerns with a close frienduse mental toughnessread about successful peoplenetwork with successful peoplehave strong faithpray....excerpt from one of the books I'm just about finished reading.

Any body have some insight on this?

As I said above, your not going to find agents selling properties for free, no bodys.