However, what usually happens is that upon a sale, the appraisal district will artificially inflate value so that you will show closing statement to get the value reduced.

They only possible "White Knight would be lots of inflation or a "less intelligent investor."

Disregarding the source of the linked document, it is actually a CitiGroup pdf and a very interesting read about being rich, wealth, etc - the argument being it is not simply hard work creating your own luck, it is also hard work attached with intelligence and creative implementation of that hard work that is the new paradigm.

You sound like an intelligent person, taking an intelligent approach.To your question, I paid just under $200 to have a driveway jacked.

The banks are the most to blame and quite frankly, caused the inflated pricing which was artificial anyways, now expecting the unsuspecting homeowners to pony up for the losses.

Until the general public learns to intelligently elect and hold accountable their representatives we all will continue to react to our Kings and Queens of the U.S. congress.

What a wonderful collection of intelligence.

., Fannie Mae and Freddie Mac) •· Local and State government agencies •· Nonprofits approved to purchase HUD REO properties at a discount http://www.hud.gov/offices/hsg/sfh/np/np_hoc.cfm •· Sales of properties within Presidentially-Declared Disaster Areas (upon FHA's announcement of eligibility in a mortgagee letter specific to said disaster) Prohibition on Property Flipping Described Property flipping is a practice whereby a property is resold a short period of time after it is purchased by the seller for a considerable profit with an artificially inflated value, often abetted by a lender's collusion with the appraiser.

Extraordinary Popular Delusions & the Madness of Crowds: Charles Mackay Intelligent Investor: The Definitive Book on Value Investing.

I would say that intelligence/knowledge is probably more valuable than passion (assuming you still have the drive to get something done despite lacking passion).You shouldn't be discouraged if you fail at something either.