I am graduate student, a mother and wife looking to survive.

Hi Steve,I am a builder/remodeler (general contractor) and like everyone else in my profession, I took an absolute bath in the recession, losing every penny I had just trying to survive.

Although the junior lien is wiped out when the senior lien forecloses (and did everything right of course in foreclosing), the note obligation's promise to pay survives - you just don't have any collateral that secures the note after the senior lien forecloses.

Technology - are you technologically current5. survival, growth, and profitability - are you committed to growth and financial soundness6.

The way you survive the winter months is the same way you survive the rest of the year months. 

Tenant Survival Guide The Harrison Institute for Public Law page 15 evicted if your landlord wants to discontinue renting your apartment.

You will learn from the shark and be able to survive yourself. 2.

This was survival as I have no friends or family to assist, stay with or help.

Because as soon as you refi with an institution, it is going to appear on your credit score, impinging on your ability to do further deals.Some icing on the cake, depending on how well you know the couple, and how old they are - You could ask them to take out a life policy on their lives, that will cover the capital on the loans should they die - The surviving spouse is guaranteed of getting the capital back, and you will have a windfall that can be used as a nice deposit for something else.

Overall, the HML underwriter will want to see that everyone survives in all scenarios.