Is it just a poor score from things in the past and the debt is largely no longer there or is there still substantial debt? 

Long term game, we are looking to really target multifamily properties for long term wealth accumulation and cash flow, but I don't see how that could even be remotely possible in the CA market without substantial starting capital.Some of my other thoughts creating our indecisiveness include:-Despite the amount of research and networking we do, would out of state investing for a beginner not be advised?

It used to be that Loopnet was a semi-good resource for companies to search for their own space but ever since CoStar bought Loopnet that has declined sharply (loopnet now charges substantial fees to list properties so their inventory has dropped off a cliff). 

., you may have to bring in investors, partners, or HML, but now you have substantial backing of your own to show that you have skin in the game.

Please call if youwish to make arrangements to execute this document at one of our offices.CALIFORNIA CIVIL CODE 2943 PROVIDES FOR A SUBSTANTIAL FINE IF THE BENEFICIARY FAILSTO PREPARE AND DELIVER THE PAYOFF STATEMENT AND DELIVER THE NECESSARY DOCUMENTSWITHIN 21 DAYS AFTER RECEIPT OF THE WRITTEN REQUEST.

Know what you are getting because the difference in the monthly payment can be substantial.

We've lived in it for 3 years now, (have a 3 year old) and now I'm questioning my original strategy due to development in the area and because its appreciated fairly substantially while we've lived in it.

Short of a substantial saving on the purchase price, I guess it doesn’t make sense.

If you want to recover all your up-front cash or want a substantially higher return, you're going to have to work for it, probably involving some rehab.

Consult a lawyer who specializes in taking unpaid tax liens and turning them into deeds - meaning ownership for you.