If you're counting on getting some financial aid for your children's education, you'll want to take a good look at how owning an investment property (negatively) impacts financial aid.

We currently have a construction loan on the properties and we would like to refi to a more conventional loan.

If you have a $400k duplex and you live in half and rent halfOr if you have a $200k rental property Your deductible rental expenses will be the same. 

There are 2 MH currently, a 2001 and 1997.There is a lot of value add to this property, and is my interest in it.

Embarrassingly, I listed our property with the usual $50 pet fee (which can only be $35 now) and asking for income 3x rent (which is now 2x).

Let them know how much you value their property and ask if they’ve ever considered selling it.

Hi Carlos,Within my 20 years of experience, one of my proudest wins recenlty was helping a client who couldn’t get approved for financing because their property had two ADUs (Accessory Dwelling Units).

You may also consider the power of a site like prop stream where you can see who owns a property and which other properties they are linked to. 

There is no public database for property values.

That means later on you can remove PMI, get a HELOC to buy more properties, etc.