The tradeoff on the joint financing is going to be the (refi) costs associated w any transfer of ownership, HOWEVER transferring title to the LLC is unlikely to trigger due on sale (b/c it sounds like most banks simply aren't monitoring and/or enforcing due on sale in these instances) which would make the ownership (sans the actual mortgage note) more easily transferable than exiting your position as an individual owner?

For time horizons of 5 years or less, I usually prefer something safe like a HYSA or money-market fund.

Crazy but true.Here’s a CSLB chart, if you go the individual and homeowner verification route, you’re gonna need a lot of supporting evidence of competence and testimony from who you worked for etc.  

I’ve had other clients who preferred this approach..one even found a gem in Glenview at a time when the suburb wasn’t as well-known, and today his property’s value has grown by 15% in the past three years alone.With the anticipated drop in mortgage rates in 2024, the suburbs might be a solid pick for someone new to the market, especially if you’re looking to build equity without dealing with the volatility of city investments.So, for a first-timer, think about your goals: high appreciation and some hands-on work?

Their product was deemed an essential service and the preferred return would be cumulative.

For individuals that qualify for this, they can use their rental property losses to offset their active income.

I like that you’re driven and really want to surround myself with likeminded individuals. 

You have not done real estate deals in the past as a group or also individually?

Whether you plan to rent your current home or buy a new property, the choice depends on your risk tolerance, cash flow goals, and lifestyle preferences.

A Beneficial Owner is an individual who either directly or indirectly owns or controls a company.