-This is a reckless and poorly drafted bill that will do more harm than good.- 

Also great style.The Seven Habits of Highly Effective People- Steven Covey, a powerful book on key habits and principles.

We had another door in front of the front door, steel gated door, but our girls who goes to school is in the habit of not locking it, so recalling what happened to me years ago, figured if she open the front door, the angry man might push his way in, and who knows what will happen.We held off installing CCTV system. for our house, but after the latest incident, spent $1950 installing a 5 camera security system.

Anyway if I go with it, and in couple months let's say I get 3% rate , how its gonna harm me other than may be - another 2500 closing cost adds up in principle - another ding / hard inquiry in credit history - anything else ?

Last week, my friend came home to find the house had caught fire, and is no longer habitable.

We know that rent control and excessive government control of housing actually harms low income people, but the politicians who promote it don't care; they want votes and their taxpayer funded jobs to be securedIn this case housing providers are being required to provide a service without compensation. 

This was an unexpected disaster that hit the world so there is no harm in asking if the seller is willing to do anything to help incentivize the closing.

The books I am getting ready to read/listen too are influence and pre-suasion by Robert cialdini, zero to one by Peter thiel and mastering the Rockefeller habits by Verne harnish.

I now make it a habit of reminding tenants when their scheduled first month payment will take place.

There is no harm in providing as much information as you can to support your position on the value of the deal.