Hi Corey, the rates are higher for DSCRs, there is a points charge, usually a 3-5 year prepayment penalty, etc. you possibly could do an investment HELOC on all of them but the rates would likely be worse than any other option.  

On a 99 deg, it runs at a faster setting.

Prices escalated much faster than rents.

Additionally, you may find that the pressure of the hard money loan will cause you to go faster and make poor decisions, or life could happen, and you could be delayed in completing the rehab.  

Lastly even though I dont charge up front ..

I previously used free services like Cozy (before merging with Apartments.com) and Rentler ( before merging with another company and charging fees for ACH payments) but now I use them as an all-in-one PM solution for the most part.

Options1) I have some cash buyers who are ready to acquire the property under the as-is condition2) Make basic updates to pass U&O, rent it for two years, and refinance it after to take out my investment and profit. 3) Make an update to get the maximum value from the property (Bought at $126K, as-is value $165K, and updated value $265K)The challenge that I am facing is to make the title clean faster without waiting two years so that I can take my investment out and put it into the next foreclosures.

The rent will offset the cost of your primary which allows you to save faster for the next one, plus it can become a rental property when you move out.

By taking the equity from one property and reinvesting it into another, you can continue building your real estate empire without constantly injecting fresh capital.Why BRRR Works for Real Estate InvestorsThe BRRR strategy allows investors to grow their portfolios faster because it leverages the property’s equity to fund future deals.

Typically we are only charging 0-1pt and 2k in fees.Overall the closing costs are higher for DSCR loans.