That’s a meaningful difference to me.

We have purchases that now have rent to purchase ratios >4% ($16K/month rent on $375K purchase); imagine the cash flow if no money has been extracted!

I would probably think about selling it outright to extract the equity and buying 2 additional (cheaper) properties with the proceeds.  

They do not provide meaningful oversight or guidance with respect to tax code compliance.A checkbook IRA LLC is an enhancement on the above structure that is generally more time and cost efficient for investors with a more diverse portfolio.

They do not provide meaningful oversight or guidance with respect to tax code compliance.A checkbook IRA LLC is an enhancement on the above structure that is generally more time and cost efficient for investors with a more diverse portfolio.

Monthly Expense Summary (Completed): Based off of Expected Rent (PM, CapEx, OpEx, Vacancy, Insurance, Taxes)Expected Rent (Completed): Aggregated from Zillow, Rentometer, and HomeSnapARV (Completed): Aggregated from selected CompsPre-Debt Cash-flow (Completed): Rent - ExpensesWhat I am missing: I am missing the math to take my cashflow, take a DSCR (debt-service-coverage-ratio) of 1.25, and determine my maximum Principal+Interest Payment, then take that number and extract it out to what could be financed at 15,20, or 30 years at 7% APR (arbitrary).

FHA is for owner occupied loans in good condition, hard money is for homes that need rehab. if you can buy with an FHA loan then there is very unlikely to be any additional value to add and then extract.

Material means dollars, quality, meaningfully improved service, etc. 

Hello BiggerPockets Forums,My husband and I have begun looking into real estate investing as a way to extract ourselves from the 9 to 5 rat race.

I'm trying to figure out how I could extract more value from the remaining part.