Hi,I have been doing private lending for a very long time, most of time first lien, some time 2nd lien also.recently came across a situation where first lien is already there on property and there is clause than 2nd lien can not be done on property.Investor(borrower) giving me option that we can prepare a new document for "Equity pledge" this mean conditional equity in property if there is default.I never heard this thing before.any one any input on this.Thanks in advance.

Since I was brokering the private money loan, I couldn't waive the late fee (which my lender still wanted) and the borrower was upset because ENS wouldn't eat the cost, which was a systems error on their part.

I have found the properties on Zillow or from private sources, but have run the analysis on BiggerPockets and have double checked it against the "Find Deals" tool.

It is a bedroom with a back/private staircase.

We just say we rent out a bedroom in the basement with a private bath and they have use of the kitchen & Rec area (livingroom).

Me personally is PML - private money lending! 

Why is it so hard to raise capital these days? I have been talking to investors and discussing my interest in raising capital and I get the same response "Capital is tight", "no one's lending right now", and "Why woul...

They can find the deals and get them ready for rent or for sale and you can just be the money partner on it and then you guys can split the profit in a way that makes sense for both of you.4) become a private money lender, and lend out your money to skilled real estate investors in order for them to do deals.

A study by Geraci LLP, analyzing data from 125 lending companies, shows that the private lending industry performed significantly better in the first four months of 2024 compared to the same period in 2023.When it comes to short-term loans—like fix-and-flip, construction, and bridge loans—there was a notable increase in production from 2023 to 2024.

The kicker for a lot of folks is giving up a 3%-4% rate to do that which makes Quit Claims a little more effective.You just want to make sure that the title is done properly to avoid any downstream concerns