So, I would worry more about choosing a lender that can provide you value by collaborating with you and sharing with you all available options specific to your hopes, dreams, and goals - at competitive interest rates and top-notch services than a small dip on your credit scores. 2.

I'd rather collaborate with Mortgage Broker Sally than steal business from her, and it's not really like either of us are going to have an advantage over the other aside from what knowledge we might personally possess (which Sally and I will generally happily share with each other, while collaborating on how we can poach more business from the big banks).If you want to call 5 banks or direct lenders directly (loanDepot and Guaranteed Rate are examples of mortgage banks, not brokers, FYI) and a mortgage broker, that's a different story, because any independent mortgage broker knows who will win that one.Good luck. :)

If you know what you are doing, or if you are collaborating with companies that know what they are doing, you can make money everywhere. 

I just got off a podcast with Denise Shroder, she's a Realtor in Oklahoma & she's a RCS-D™ | Real Estate Collaboration Specialist - Divorce™ specialist.

I cant build it for you with my current demenada but would love to collaborate 

I usually find my deals through a collaboration of the MLS (5%), wholesalers (30%), my own sphere of influence (50%) and direct mail (15%).

Of course I also want to meet good, smart, honest people and am very open to guidance and collaboration. 

Could be a guy to reach out to and collaborate with. 

I love Real estate because i enjoy solving problems, and find it to be a creative and collaborative profession.

Give it a Google and hit me up if you want to collaborate.