@Zach Schnoebelen - a hour from downtown is dependent on your means on transport.  8 miles from the loop is about 45 min in rush hour on the train or by car. 

Have no car payment or anything that's not a necessity.

A single family home 4 bedrooms & 3 bathrooms 2,140 sq ft, unfinished basement, 2 car garage, pole barn with additional 2 car garage & 8 dog kennel, updated appliances, roof in great shape, well septic & 2 acres.

I like my car alot but my pockets is not in the place i would like it to be.

Professional landlords like yourself with substantial portfolio that are local.. are just another business. and successful one.. same equity owning a car dealership.. or a handful of Mickey Ds all make the same kind of revenue.. its just one way to make money in America.. 

I live in San Diego, so I need an agent who is responsive, trustworthy and willing to work probably harder than he/she should have to - and Joel has fulfilled all of my expectations (and then some...I'm not sure if you saw my previous post from August, where he changed the flat tire on my rental car!).

He probably has a car.

They will look at your expenses- college tuition , insurance, food, car, gas, etc to see if you qualify for a mortgage.Also- one option is to get added to your paretns credit card if they have had it s along time with good credit- this will boost your score. 

So I would supplement my income by flipping cars.

   Hey guys I'm new to the forum, I just stumbled upon the forum yesterday, I'm 23 years old right now I've been flipping used cars and doing contractor work for the past year and i've saved enough of my profit to purchase my first property, any advice, tips, book recommendations, courses or thread recommendations would be greatly appreciated, I'm in a mode where I have an immense appetite to learn and absorb content.Thanks,           Quin