Sketch is a very handy tool, and one of the easier Computer Aided Design tools I've used.

Once you have that much skin in the game, you are very close to being able to do something without the aid of an HML.Then, you need to watch out for unscupulous HMLs who will WANT to foreclose on a deal and put it in their own inventory to sell to their own investor friends.

In any case, based on this thread, I need to start being more careful in the coming year in the way I handle this.At least the 1099 provision in the health care bill was removed.

It is then taxed one last time when it is sold to the ultimate consumer.The public health care that the VAT paid for was grand if you didn't have anything more serious than a cold.

One spends his nights trying to wrestle down drugged out AIDS infected psychopaths trying to kill him for nothing but doing a blue collar job and wonder if he's going to be sued tomorrow.

Afraid of drinking a few sips of kool aid?

I just landed a job in healthcare in the Charlottesville, VA area.

The main industries are healthcare and small business, and I am worried that finding quality renters is going to be an issue.  

If you require a classroom setting- then this would be sufficient....HOWEVER  only half of book is taught and it took me reading it a few years later to realize that I had missed a lot of information.Will they aid you in passing the class state exam?

One other factor you also need to think about is long term health care insurance for yourself especially.