The 20% down with a conventional loan also gave you a great start with lower monthly payments, which helps when maximizing rental cash flow.Regarding the lesson you learned about letting the seller take advantage of small asks, it's a common challenge for newer investors.

I started advertising it at $2100 and steadily lowered it to now $1700. 

-  How do you assess deductions for damage in a common area such as a kitchen? 

These combi-boilers are very common and super efficient.

You only need to put a small game plan together to start running the numbers base don zipcode, property type, sale prices, common rents/cash flow.You would be surprised how far $150K can get you to cover a New primary home and 1-2 rental properties back to back. 

Go to any of the large, national hard money lenders, including the ones which advertise here on BP.

Not to be critical but  advertising wasn’t allowed.  

If you don't have enough to buy with cash and will get a mortgage, I would focus on finding a good-value home with a solid CAP rate and Cash-on-Cash return that will appreciate and fit the most common rental size house in your area. 

You can raise capital through family, it’s actually a very common practice.

I have been playing around with python to build financial models and wanted to get some tips on how to make my models more user friendly and better at solving common pain points.