And I really appreciate @Chris Clothier giving you a call and talking over your concerns.

This year, let's prioritize learning and adaptability, recognizing that continuous growth is key to staying ahead in an ever-evolving world.Networking and collaboration will be crucial as we navigate the changing landscapes of industries.

Quote from @Stuart Udis: As I am sure is the case with many investors, my residential and commercial leases continue to evolve.

Have you talked to any social service agencies about this yet?

Interest rates atm seem quite high so will ride this out a bit longer (and ratios will continue to improve over time.) 

There are so many different strategies within the venue space that I am surprised also that there are not more investors talking about it. 

Best to talk to her and understand your options.

You can do this without bankruptcy and if you continue those new habits you can move on to buying an investment.

Happy to connect if you have any questions or just want to talk real estate!

Talk to a realtor.