I could go on but ultimately it very nearly cost me one of my oldest friendships.

But ultimately I bet you could make it work.And FWIW, of course there are 3rd party property managers that will reply after hours. 

Im 23 and will continue to work until 30-35, and by then I would be able to either continue working BY CHOICE rather by necessity.

You as the business owner are ultimately responsible (legally and ethically) for the actions taken under that mantle.As the OP stated, this is a new business relationship, and in my opinion there is much more downside to being laissez faire at this point as opposed to "hands on."

Im 23 and will continue to work until 30-35, and by then I would be able to either continue working BY CHOICE rather by necessity.

I will ultimately spend $35,000-$40,000 more on finance charges when looking at the total picture (not paying the $50,000+ pre-payment penalty) but was able to complete the transaction with $320,000 less equity.

Tile is the obvious choice for wet rooms because it is totally water proof.But the big picture ....if you're going to sell in 5 yrs and remodel then, I wouldn't do anything now. 

Ultimately, it is that value that is securing their loan.

The ultimate goal is to build couple of A-frames for luxury cabin in the woods STR.

That’s the ultimate objective of NAR lawsuit.