If they really want the property and are willing to go conventional but their lender isn't getting the job done, please encourage them to shop lenders!

Not being broke is an aberration in this society, not the norm.

David Hald Two items from my point of view:1) I would encourage you to focus on finding the real estate first then worry about the financing.

If you have advice or encouragement, I would really appreciate it!

I would encourage your son to consider a school which is cheaper so that he does incur so much debt.

The Greek are now stuck in generational debt slavery with no option for bankruptcy because European bankers in 2008 didn't want to take the hit they deserved for making bad loans and passed the buck to the citizens of the countries they were based in.I do not think national banks big enough to do thinks like this really make contributions to the societies they prey on that counterbalance the damage that they routinely do.

Even if you are planning on filling that role now I would encourage you and your attorney to do the diligence now on a successor trustee to take over when you no longer can or want to be trustee. 

Any suggestions or words of encouragement? 

That said, following up with the dr and letting the tenant know you will be doing so can help encourage tenants to be forthright with if this is a legitimate need.

@Dan Smucker of course, I am definitely biased, but I'd encourage you to check out Birmingham, AL.