Hi,I'm looking to invest in real estate in and arround Geneva, in Switzerland, so I'm doing my education and BiggerPockets.com was refered to in a lot of blogs talking about real estat...Reading your posts on blogs and forums I fount a lot of very interesting informations but I have a lot of difficulties to migrate theses infos back to Geneva and my local market who is completly different from what I see in your posts...So I'm registring to ask some questions and see if I can get some good advices.Beffa V.

For the most part I'm venting here, but I'd love to know how many of you who are years into this and running a successful REI business for your selves, A) at the beginning felt like throwing your hands into the air, and B) what you did to keep your self from getting broken down by the difficulties starting out.To give a little context here...I have been feeling really great about the progress I've made of the last 6 months.

I don't want to be thrown down a 20' hole while some nut tells me to put lotion on my skin if you know what I mean....

Im having difficulty finding financing to purchase my next house even though my credit is impeccable and i have a full time job.

During construction they encountered a half a million dollar hickup because the earthwork contractor encountered major difficulties.

Just not sure how to show the bank I have skin in the game.

The agent has skin in the game so if they are lazy and waste my time they will pay for it.

Without that, if it is simply a verbal agreement, you may have difficulty getting a 3rd party (collection agency) to pursue it, or to get a court judgment in your favor.

We have encountered difficulties with obtaining this loan.

That way your buyer has some skin in the game and will be less inclined to back out.