Who has the best rates on DSCR Purchase or rate and term refi (without charging crazy origination - preferably 2 points or less)?

We disputed the charges yesterday.

Most PMC's will charge a lot more than the industry standard 8-10% of collected rents to manage a Boarding House - which is what you have. 

This means that the other fees lenders charge could be different but in essence, all of these loans are priced the same.  

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I'm just not looking to pass charges onto the tenants.  

They charge for their consultations.

If somehow you can charge more for than an owner occupant would pay that would be over the appraised value.

Are you hiring a manager, if so what do they charge?

They will charge you 10%-%15% of the credit limits they get for you, but it is unsecured lines of credit that typically come with 0% interest for the first 12 months and can be used multiple times.