That is totally between the two partners. 

My business partner and I paid them $12,750 right after the roof was done, and this was for the total roof replacement plus half of the rest of the project.

I have put my bare hand into a mass of many thousands of swarming bees and did not get stung. 

So let's say hypothetically you can go up to 6% in seller credits, but your current total seller credits is 4.5%, you could increase your closing costs by 1.5% by buying down the rate.

There are a handful of lenders that do not have a seasoning period at all to cash out on the new appraised value, however the rate and fees will be higher than if you waited a bit. 

So why does your advertised Linked-in say a totally different thing Bob? 

I have an ozone machine on hand, and if there is no same-day check-in, then it's easy to solve usually. 

You can play landlord for a few years and you'll learn a lot from doing that (especially hands-on) - but long term not a winning strategy.

Quote from @Grayson Grzybowski: @Crystal SmithThank you for taking the time to provide your insight on the questions I have asked.For your introductory statement, I understand this is how debt should be used. 1) I have already went out of my way to ask for as high of a limit as I can just to have it on stand by. 2) I am trying to build value into our home to increase the equity faster so I can utilize it as leverage in time. 3) I have already reached out to a lot of different investors and have their terms & conditions at hand. 

Don't get me wrong, they absolutely have their place, and we have a handful that we love working with.