I also wanted to see if anyone had any experience with getting government grants to build affordable rent homes?

Our government has laws restricting lenders from closing loans that are small loan and high cost so many will not touch these even if investor.

Likewise, with insurance policies for paid off properties the money is always there.  

Or is this specifically for the Rental, meaning that it is a business  policy?

This was due to desirability, affordability, limited supply due to geography and laws protecting open space coupled with very high demand due to net in-migration of high-earners/wealthy people, and perhaps most importantly a diverse job market in recession-proof sectors like education, government, defense, healthcare, etc. not just tech, energy or manufacturing that can be boom/bust. 

Opt for landlord-specific coverage: Ensure you have a policy specifically designed for landlords, which may offer better rates and coverage tailored to your needs.3.

Borrowing from yourself is definitely cheaper than giving 15% to the government.

With 30% down your options are thousands of lenders.Why is it unwarrantable- master policy not enough coverage; low occupancy rate; HOA reserves; cannot be rebuilt or repaired; pending lawsuit in the less than 10 year after built for construction defect; flood zone with no flood policy...?

@Ana VhanThere are several considerations that can go into the analysis of whether you need an LLC or whether a large insurance policy will suffice.

I now have a firm policy of no reviews, no approval.If you wanna do long term, make sure you have a proper long term lease with all the bullet proof clauses.